Get the fastest claims experience in car insurance.

Our smarter, tech-driven insurance lets us pay eligible claims in minutes, not weeks.

Current record:
0 minutes*
*Payment on eligible claim was issued in 7 minutes 01/28/2021

Introducing Clear Claims powered by ClearAI.

Our machine learning model instantly validates coverages and determines eligibility for expedited payment. That’s a fancy way of saying – you get paid fast.

We make filing claims easy.

File your claim 24/7 in our app.

File your claim in our award-winning app.

Filing a claim in our app is the fastest way to get paid. You’ll answer a few easy questions, snap some pictures, and we’ll process your claim instantly.

Track progress in our app.

Track your progress–24/7.

You’ll always know what’s going on with your claim, because you can follow it every step of the way.

We’ll get you back on the road—fast.

We’ll get you back on the road–fast.

Most claims are paid in under a week. The simplest claims are eligible for same day processing.

Enjoy more great claim features.

Alternate Transportation

If you’re in a covered accident, get around your way! We’ll give you money for a rental, rideshare, Uber credits—whatever’s best for you.

Glass Claim

File your glass claim with Safelite in the Clearcover app. It only takes a few taps.

Roadside Assistance

Just tap the Roadside Assistance button in the app to be connected. Or call 855-444-1875.

Success stories

Savings: $2,000+ yr
Switched from ⟶ Progressive
Group 3
Jessica N.-C.
Tempe, AZ

I was able to get my car repaired in a timely manner. I got paid within 24 hours of my accident. I was very surprised.

Savings: $1,080 yr
Switched from ⟶ Progressive
Group 3
Michael H.
Denton, TX

By using the app, it was really simple. I made the claim on the app, got a text message and had someone looking at the car within 36 hours.

Paid endorsements. Individual premiums will vary by customer. All applicants are subject to Clearcover's underwriting requirements.

Claims FAQ

Will my rate go up if I file a claim?

Not necessarily. Our insurance is there to help you when you need it. Certain factors that result in claims are considered in determining your monthly rate, but simply filing a claim doesn't mean your monthly payment will increase.

How fast will my claim be paid?

Very fast. Most claims are completed in under a week. But each claim is unique and there are many factors that influence how long your claim will take. Filing your claim in the app will help speed up the process and you can track it’s progress every step of the way in the app.

I need roadside assistance. What do I do?

Open the Clearcover app. Then tap Roadside Assistance and follow the simple instructions. You’ll receive a link to track the service provider while they are on their way to assist you. (You can also call 855-444-1875. Nation Safe Drivers, our roadside assistance partner, is available 24/7.)